How to Ensure you’re getting the Benefits You Deserve.
If you’re injured at your place of employment as the consequence of a crash that prevents you from returning, then you’re entitled to workers’ compensation. The system is put into place to cover medical costs and protect workers who can’t earn an income because of injuries they endure while working. In part to conserve money there is a high rejection rate, like most government systems and additionally due to the many people who submit bogus claims. There are some things that you may do to give yourself the best possible chance at receiving the advantages you deserve, though the system is not easy.
Make Sure You Report Every Harm Sustained
Each time you are injured on the job or get ill because of work, you must report it to the appropriate channels. It’s insufficient to tell your supervisor and walk away; you should have it in writing which means filling out a comprehensive incident report. If there is an insurance adjuster or no paperwork doesn’t call you up to discuss it, then something is amiss.
Keep Comprehensive Medical Records
If you choose to visit a physician that is not suggested by your company then you should make sure that they are certified for workers’ compensation claims, otherwise you’ll be stuck with the statement and will have to apply for reimbursement, which can take a long time. Remember to keep copies or physician’s visit you have made, as these records will be convenient if an old work injury aggravates and must show it.
Be Wary of Companies Who Refuse Your Coverage
Workers’ compensation is a no-fault insurance, which means that even if you caused the injury (within reason) you will still be covered. Some companies convince employees that they will not be insured and that the injury was their fault. This is a way for businesses to keep up their safety records by keeping injuries off the books and to save any cash they would have to pay in compensation.
There are methods to make sure you get the finest possible benefits on your workers’ compensation claim, and they merely require hard work, dedication, patience and maybe a personal injury attorney. The biggest thing to understand is that cheating or lying isn’t just illegal, it rarely works. Constantly be fair. If your claim is valid then you are going to hopefully have no issues receiving total workers’ compensation for your injuries.
Joseph Plazo; www.plazolaw.com, and Grace RInoza Plazo
Plazo Law
Attorneys-At-Law Philippines
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